Tuesday, November 26, 2019
The ethical dilemma of the Indian barial contoversy essays
The ethical dilemma of the Indian barial contoversy essays Grave desecration has been experiences in the United States for nearly two hundred tears without respect to Native Indians first amendment rights to freedom of religion. Indian spirituality is not free from ecology, they are part of the same system of the beliefs for Indians, and their spiritual beliefs are a significant part of their culture. Their beliefs operate in the present applying through space, to all people. Their views are global and everyone is perceived to live within these beliefs. Part of the spiritual/ecological process is confirmed within the role of their ancestors and traditions are held within these beliefs. American archeologists fell obligated to tell the story of pre-historic American peoples. Using scientific methods they trace through time within the study of ancient burials. They can accumulate data as to disease patterns, diet, environment, cultural, demographics and population changes. The continued uses of skeletal remains are detrimental to them, as research methods are updated and fields of interest evolve. Without hard resources, their work may come into question because they will have no original data source to state their claims of science and their research may come into question. Looking at science (archeology) as a belief system, they too are entitled to their first amendment right. Since prehistoric times, Native Americans have kept their stories alive without the written record but rather through oral tradition. Stories are handed down to generation after generation, and their ancestors buried are mistaken, by archeologists, as prehistoric peoples that have hidden secrets. Come of the natives do not see the benefit that archeology provides, because they are already aware of the cultural details that are unveiled through desecration. Since Indian values conflict with archeology, very few Indian students pursue it as a potential profession; while the archeologist view their resear...
Friday, November 22, 2019
Actinides (Actinide Series) Element Properties
Actinides (Actinide Series) Element Properties At the bottom of the periodic table, there is a special group of radioactive metallic elements. These elements have interesting properties and play a key role in nuclear chemistry. Actinides Definition The actinides or actinoids are a set of radioactive elements on the periodic table, usually considered ranging from atomic number 89 to atomic number 103. Location of the Actinides The modern periodic table has two rows of elements below the main body of the table. The actinides are the elements in the bottom row. The top row is the lanthanide series. The reason these two rows of elements are placed below the main table is that they dont fit in the design without making the table confusing and very wide. However, these two rows of elements are metals, sometimes considered a subset of the transition metals group. In fact, the lanthanides and actinides are sometimes called the inner transition metals, referring to their properties and position on the table. Two ways of including the lanthanides and actinides within a periodic table are to include those elements in their corresponding rows with the transition metals (makes the table wider) or ballooning them out to make a three-dimensional table. List of Elements in the Actinide Series There are 15 actinide elements. The electronic configurations of the actinides utilize the f sublevel, with the exception of lawrencium (a d-block element). Depending on your interpretation of the periodicity of the elements, the series begins with actinium or thorium, continuing to lawrencium. The usual list of elements in the actinide series is: Actinium (Ac)Thorium (Th)Protactinium (Pa)Uranium (U)Neptunium (Np)Plutonium (Pu)Americium (Am)Curium (Cm)Berkelium (Bk)Californium (Cf)Einsteinium (Es)Fermium (Fm)Mendelevium (Md)Nobelium (No)Lawrencium (Lr) Actinide Abundance The only two actinides found in appreciable quantities in the Earths crust are thorium and uranium. Small quantities of plutonium and neptunium are present in uranium orders. Actinium and protactinium occur as decay products of certain thorium and uranium isotopes. The other actinides are considered synthetic elements. If they occur naturally, it is part of a decay scheme of a heavier element. Common Properties of the Actinides Actinides share the following common properties: All are radioactive. These elements have no stable isotopes.Actinides are highly electropositive.The metals tarnish readily in air. These elements are pyrophoric (spontaneously ignite in air), particularly as finely divided powders.Actinides are very dense metals with distinctive structures. Numerous allotropes may be formed (plutonium has at least 6 allotropes!). The exception is actinium, which has fewer crystalline phases.They react with boiling water or dilute acid to release hydrogen gas.Actinide metals tend to be fairly soft. Some can be cut with a knife.These elements are malleable and ductile.All of the actinides are paramagnetic.All of these elements are silver-colored metals that are solid at room temperature and pressure.Actinides combine directly with most nonmetals.The actinides successively fill the 5f sublevel. Many actinide metals have properties of both d block and f block elements.Actinides display several valence states (typically more than the lanthanides). Most a re prone to hybridization. The actinides (An) may be prepared by reduction of AnF3à or AnF4à with vapors of Li, Mg, Ca, or Ba at 1100 - 1400à °C. Actinide Uses For the most part, we dont encounter these radioactive elements much in daily life. Americium is found in smoke detectors. Thorium is found in gas mantles. Actinium is used in scientific and medical research as a neutron source, indicator, and gamma source. Actinides may be used as dopants to make glass and crystals luminescent. The bulk of actinide use goes to energy production and defense operations. The primary use of the actinide elements is as nuclear reactor fuel and for the production of nuclear weapons. The actinides are favored for these reactions because they readily undergo nuclear reactions, releasing incredible amounts of energy. If the conditions are right, the nuclear reactions may become chain reactions. References E. Fermi (1934). Possible Production of Elements of Atomic Number Higher than 92.à Nature.à 133à (3372): 898ââ¬â899.Greenwood, Norman N.; Earnshaw, Alan (1997). Chemistry of the Elements (2nd ed.). Butterworth-Heinemann. pp. 1230ââ¬â1242.Theodore Gray (2009).à The Elements: A Visual Exploration of Every Known Atom in the Universe. New York: Black Dog Leventhal Publishers. p.à 240.
Thursday, November 21, 2019
Environment and society Essay Example | Topics and Well Written Essays - 250 words
Environment and society - Essay Example However, this may not affect the general public. Unhealthy AQI, 150 t0 200 (red), has an association with health effects upon the general public. Here, sensitive group members suffer more severe effects than others. Very unhealthy AQI, 201 to 300 (purple) comes with emergency conditions health warnings. This seems to affect the entire population. Maroon color (hazardous AQI- 301 TO 500) means health alert that can come with health effects upon all people. The current AQI, Friday November 01 2013 at 5:00 AM EST is good but with some moderate AQIs in some states. There are also negligible spots of ââ¬Å"Unhealthy for sensitive groupsâ⬠AQI (AirNow 1). We also have unhealthy AQI as a spot around Spokane. The forecast AQI is good with some spots of moderate AQI. The factors that could be responsible for the differences between the current National AQI and the forecast AQI could be particulate matter content of the air and the prevailing winds. The AQI loop shows a general green, good AQI with the extreme western part showing moderate AQI. The colors keep changing from time to time, but the general good, green AQI is maintained. The loop for ozone is green showing that the lower atmosphere is free of harmful ozone. PM loop although covered by green, good AQI, keeps changing in some parts. The observed difference is because ozone disruption or changes take a long time to be noticed. The AQI for Philadelphia is good with a value of 33 (AirNow 1). Current conditions are moderate with the health message to unusually sensitive people to avoid prolonged exertion. The map for ozone shows a general good condition with stability. The current PM for Philadelphia is good, but with moderate conditions to the western and southern parts. The process of carbon capture and sequestration takes place through three steps. These include capture of carbon dioxide from industrial processes and power plants (EPA 1). The captured carbon dioxide is then
Tuesday, November 19, 2019
Strategic Transformation of Ford Motor Company Assignment
Strategic Transformation of Ford Motor Company - Assignment Example Ford Motors is a leading global automaker company based in the United States. In recent years, through sustained strategic direction and leadership, the company has positioned itself among the worldââ¬â¢s leading companies in the automobile industry. Porterââ¬â¢s five forces model consists of elements such as bargaining power of buyers, bargaining power of suppliers, the threat of substitute products, threats of new entrants and competitive rivalry within an industry. The five forces are illustrated accordingly. Bargaining power of suppliers in relation to industry context can be examined by assessing certain determinants such as labor, services, and raw materials among others (Karagiannopoulos & et. al., 2005). The power of the suppliers depends on the efficiency as well as the inefficiency of the market forces (Purdue University, 2010). With regard to Ford Motors, the bargaining power of suppliers in the industry is quite high. It has emerged as a major threat for the automaker companies globally in cent years. However, Ford has been able to devise prudent strategies to significantly mitigate the threat of supplier power. For many parts suppliers, Ford is a key organization to obtain sustained contracts in the long run. Thus, any discontinuation of the requirements of Ford might be quite difficult for the supplier companies to deal with. Ford has trimmed down its number of suppliers from 3300 to around 1600 in the past decade as a part of its strategy to solidify a relationship with suppli ers and improve its grip on the suppliers bargaining power (Dornbach-Bender & et. al., 2009). Bargaining power of buyers signifies the impact that the customers provide on the profitability of a business organization. The buyers in the market have more powers when certain specified conditions meet such as an industry has a number of companies delivering the products thus facilitating the buyers with varied choices in terms of companies and products.
Saturday, November 16, 2019
How Effective Was English Foreign Policy 1515 -1529 Essay Example for Free
How Effective Was English Foreign Policy 1515 -1529 Essay How effective was English Foreign Policy by Eniola (Enny) Salau The English Foreign Policy from 1515 to 1528 can often be described as incoherent; this is because the aims of foreign policy from 1515 to 1529 kept altering due to the change in balance of power in Europe. This meant that for England to keep acting as the centre for European affair the foreign policy would have to keep changing. A result of this was that the foreign policy seemed ineffective due to lack of structure, the high costs, and few territorial acquisitions was the traditional opinion on the foreign policy that it was a failure. However with all of these mentioned factors the foreign policy could also have been seen as very effective. This was due to its ability to adapt to situations that arose in the period 1515 to 1529. If you break down this time period into smaller sections you can look at them individually and see where the foreign policy was effective on a smaller scale. When looking at this way it is easier to get a bigger picture as to how effective the foreign policy actually was. Gaining international recognition and influence for England was a big part of Henryââ¬â¢s foreign policy; this was because England had not been an active part of European affairs since the end of the hundred yearââ¬â¢s war in 1453. So with Henryââ¬â¢s ascension to the throne and wanting to make g his mark this was a very important factor on judging how effective the foreign policy was because this was one of the more consistent of the factors of the foreign policy from 1515 to 1529. An example was in 1513 Henry gained Tournai and Therouanne, this is a good example of how the foreign policy was effective as Tournai was a significant achievement as although it wasnââ¬â¢t a city of great economic or strategic importance it was internationally known therefore bringing England prestige, this would add to the international recognition got England. The capture of Therouanne in the same year also meant that Henry was gaining an ally and this was another factor that links in with whether or not the foreign policy was effective. This was because with Therouanne once England captured Therouanne it was given to Maximilian who wanted it and then burnt to the ground. Connections with Maximilian due to this exchange would increase Englandââ¬â¢s international influence as he was now in the league of major personalities in European affairs. Also during Englandââ¬â¢s campaigns in 1512-13 Emperor Maximilian served under the English flag and pay. This would build up English influence as it would mean that countries less important than England would start to look towards England as a powerful force as it had been good enough for the Holy Roman Emperor. This also links to personal glory and status of Henry during this period. Success at the Battle of the spurs and battle of Flodden in 1513 also increased Englandââ¬â¢s influence as it showed that England was eliminating enemies on the continent and those closer to home, showing that England was a powerful force even though she may not have been as powerful as countries such as England and France. During 1512 to 1513 the successful examples above shows that the foreign policy was very effective and did implement Henryââ¬â¢s aims. Although these examples also have negatives as territorial acquisition is a factor that can influence a countryââ¬â¢s international recognition and influence as the more land you have the more powerful you were but due to what little territory was actually acquired with all the effort that was put in this made gaining international influence and recognition was a failure therefore making the foreign policy ineffective during 1512 ââ¬â 13. Contrastingly from 1518 to 1521 the foreign policy could be seen as effective in gaining international influence and recognition for England as in 1518 the Treaty of London gained international recognition for England as using the international influence gained from 1512-1513 England had been able to bring the twenty leading states of Europe together and make them adapt a policy of collective security and be at peace with one another. Henry and Wolsey also used this as an opportunity to gain more influence as the Treaty of London meant that they had removed some of the power from the Holy Roman Empire as it had originally been the Popeââ¬â¢s plan. The Bruges Treaty of 1521 showed that Englandââ¬â¢s influence had some a long way since 1512 as both France and the Holy Roman Empire had been bidding for English support. Although this period can also be seen as showing that the foreign policy had been ineffective in gaining England international recognition and influence as the land that had been gained (Tournai) was now being given away to France in the Treaty of London so nothing significant had been gained as it had been an exchange instead. Overall the foreign policy was effective in gaining England international support and influence as this provided bargaining tools for the future but with hindsight the foreign policy didnââ¬â¢t actually gain much recognition and influence for England. Acquiring personal glory and status was a big part of Henryââ¬â¢s aims as he wanted to be seen as a chivalrous and valiant king. Examples of how the foreign policy was effective in succeeding this aim were in the Battle of Flodden 17th September 1513 and the Battle of the Spurs 16th August 1513. Henry had shown that his army could be victorious with and without him leading as he had such a powerful military this enhanced his own personal status that the Battle of Flodden had been won while he was on the campaign in France. Although this can also be seen as a failure of the foreign policy as it showed that Henry wasnââ¬â¢t that successful a king as the battle of Flodden arranged and organised by his wife Catherine of Aragon, which removed the Scottish menace to England for years to come. This therefore upstaged Henryââ¬â¢s victory in the Battle of the Spurs was not a personal glory for him. The Field of Cloth of Gold was also an example of how Henry and Wolsey used the foreign policy to acquire personal glory and status. Even though it was not the most significant in terms of making policies and deals it did show that the Henry was at the same level as Francis I in 1520. This asserted Englandââ¬â¢s status in European affairs. Again in August 1525 in the Treaty of the More the agreement to receive pensions from the French meant added possible glory for Henry as in his campaign in 1513 he believed that he would be able to go back to France in 1514 and be crowned the King of France but due to a la ck of funds he was unable to return. This meant that the pensions that would be received as a result of the Treaty of the More could eventually lead to personal glory for England leading on to an elevated status. Although towards the end of this period in foreign policy all of Englandââ¬â¢s efforts to have increased glory an status appeared to be a waster as in 1529 in the League of Cambrai England became isolated as Francis 1 and Charles V had agreed to bring fighting to an end this meant that England could no longer act as an arbiter was no longer an equal to France like it had been during the Field of Cloth of Gold. Although during the later years of the foreign policy there were some successes such as the Treaty of Westminster in April 1527 which meant that there was a perpetual peace between England and France, Francis I had also agreed that either him or heââ¬â¢s second son would marry Mary I this would assert Englandââ¬â¢s status and give Henry a personal glory as he had made a useful connection and deve loped an alliance. This would therefore make the foreign policy more effective in the later years. However incoherency of the foreign policy did dampen the glory of the later years of the foreign policy as in 1526 due to the League of Cognac Henry had agreed to fight Charles if he refused to join the peace, this meant that war was declared on France in 1528. England declared war but didnââ¬â¢t cut off trade as the profitability of the English cloth market was extremely dependent on the Flanders Cloth market. Due to this ââ¬Å"double-playâ⬠situation England was left humiliated and so removing most of the status and glory that had been developed for England with the foreign policy from 1515 -1529. Generally the foreign policy was quite effective in acquiring personal glory and status as it meant that England wasnââ¬â¢t constantly working towards gaining more and even though they were losses they were equally matched with victories. Gaining territory or control over France as mentioned in the theme of gaining international influence and recognition for England was a big issue for Henry as France was Englandââ¬â¢s traditional enemy, also Henry had wanted to revive the victories of Henry V and take back lands that he believed England held claim to. As we know a lot of Henryââ¬â¢s Foreign policy was based around going to war so this should have been a theme that the foreign policy was actively trying to make the most effective part of the foreign policy from 1515 to 1529. In the early Henry did manage to gain Tournai in 1513 which was internationally known and did act as a bargaining tool in the Anglo-French Treaty in 1518, as it was a result of this that France signed the Treaty of London. Therouanne was another acquired territory in 1513 but it was given away to Maximilian and burnt to the ground making it a waste of resources as they didnââ¬â¢t gain any extra land, but it did mean that Tournai was easie r to capture as the people of Tournai feared Maximilain so believed it would be easier to give into England. England also had the advantage of having funding to be able to attack France so as to be able to gain control and territory in France, for instance in 1523 parliament grating Wolsey money for the attack on France and the forced loans of 1522 and 1523 provided even more money. This should have meant that the foreign policy was very effective as England now had the funding to attack France which had been all that had stopped England in 1514. Although several things stood in Englandââ¬â¢s way for instance in 1515 when Francis I allowed the Duke of Albany to return to Scotland an replace Margaret as regent this removed the English influence in Scotland and also meant Englandââ¬â¢s two enemies were now linked causing a bigger threat an making England to lose control over them. The failure of Bourbon in August 1523 to rally up support to rebel against Francis I ruined Henry and Wolseyââ¬â¢s chances of beating France. In this factor Englandââ¬â¢s successful alliance with Charles would have given England the chance to gain territory and control over France as when Charles defeated Francis at Pavia in 1525 Henry had wanted to gain some land but failed to due to the lack of things to actually offer to Charles in return as Charles no had everything he actually wanted. This was one of the least effective parts of the foreign policy from 1515 to 1529, this was because England didnââ¬â¢t gain any land but instead gave lots away and in doing so also gave away his right to attempt to gain these lands back, so England had made a loss with this factor in the way foreign policy had been set out in terms of gaining territory and control over France. Managing the finance of the wars was one of the themes of the foreign policy for this time frame that can be seen as a failure as the cost of the wars and campaigns were just too expensive in comparison to what was actually got in return. This is because on average England had an income of about à £110,000 while from 151 to 1525 Henry spent à £1.4 million on warfare, this is made even worse by the fact that there was no real tangible gains at the end of 1529. Successes of being able to manage the finances were that there was always a place to draw money from for instance in the heavy parliamentary taxation in 1523-4 and the forced loans of 122 and 23; this meant that there wasnââ¬â¢t ever a massive shortage of money. This could also be seen a s a hindrance for Henry as this supply of money may have been the reason for him entering campaigns for the benefit of allies or even ââ¬Å"potentialâ⬠allies even if they didnââ¬â¢t have that great a benefit for England. Also for Henry to be able to compete with countries such as France and the Holy Roman Empire he would need to spend like this. For instance France had an annual income of à £350,000 while the Holy Roman Empire had an annual income of à £560,000. Although this supply of money wasnââ¬â¢t always available, for instance, failure of the amicable grant in 1525 due to the taxpayers revolt. This was not an effective part of foreign policy as it did not make use of the supplies that had been provided for England, such as the money that had been saved by Henry VII. Making alliances was an important part of the foreign policy an ought to have been very effective this was because to do anything you usually need the support of other countries especially in the case of England where it was not the very strongest companies and the opponents were often stronger. Overall Henry and Wolseyââ¬â¢s foreign policy didnââ¬â¢t make any alliances that were beneficial 100% of the time, but they did make several alliances that did benefit them most of the time. Although the alliances that were made did have advantages in the short term but not necessarily in the long term. Making alliances with almost all of the key players in Europe meant that the foreign policy in this time was very effective as it allowed Henry to get the most out of people around him. Examples of where Henry was able to successfully develop alliances was with the Treaty of London in 1518 Henry and Wolsey were able to get alliances with both Ferdinand and Charles by being an arbiter or peace, this meant that England was preventing being isolated and was using both leaders to Englandââ¬â¢s advantages. The Field of Cloth of Gold in 1520 was also important to making reliable alliances as even though it appeared that England was taking Franceââ¬â¢s side Henry and Wolsey had cleverly planned it by meeting Charles before the Field of Cloth of Gold and afterwards at Gravelines. Once again using both leaders to his advantage. Although this did affect how effective the foreign policy as the distrust built up between Henry and alliances meant that in the future when Henry wanted something from the allies they could very easily turn on him like after Pavia in 1525 when Charles didnââ¬â¢t give Henry parts of France even though they were allies at the time and it was what Henry had wanted. Henry also used his alliances to get money and gain a position of neutrality. Where the foreign policy failed to make reliable alliances was with the Treaty of Cambrai in 1517 where an agreement was made between France and Charles meaning that everything Henry had tried to avoid had happened. The switching of alliances was also a way of preventing one power or country becoming extremely powerful and being able to rule all so setting them off against each other and never permanently assigning themselves to one or the other meant that England was able to keep the balance of power spread and not heavily based around one country. Getting Henry a divorce was one of the more personal aspects of the foreign policy, this was because the divorce had more negative effects for England than it did positive effects yet it was what Henry wanted. The foreign policy was effective in getting Henry closer towards getting a divorce as after the Treaty of London in 1518 Henry was held high up in the church and was a Papal Legate therefore he could influence the Popeââ¬â¢s decision or at least try and get the divorce solved in a way that would benefit Henry such as having the case solved in England. Henryââ¬â¢s alliance with Charles who was the Holy Roman Emperor could help him, although this didnââ¬â¢t go to plan as the foreign policy failed to help Henry get a divorce as Charles was Catherine of Aragonââ¬â¢s nephew and was therefore opposed to the divorce and would therefore do anything to stop it. After the sack of Rome in 1527 the Pope was under Charlesââ¬â¢ power, so therefore unlikely to grant the annulment for Henry against Charlesââ¬â¢ wishes. Also toe Pope wasnââ¬â¢t in support of Henry after he stole the idea for the Treaty of London right from underneath him in 1520. This is an example of how although the foreign policy was ineffective as all of the effort sometimes amounted to nothing. In conclusion I believe that the fact that Henry was struggling to get a divorce is a good example to summaries why the foreign policy was ineffective this was because due to the unreliable allies and the constant drive for international influence an recognition Henry had failed to develop political friendships that he so desperately needed when it came to personal matter like the divorce. It was also the incoherency of the foreign policy that added to this. Although the foreign policy couldnââ¬â¢t be dismissed as being totally ineffective even though it did put very extreme stains on resources such as money with the heavy expenditure on warfare, it did result in the most manipulative and beneficial way to run a country of Englandââ¬â¢s size and status without getting too actively involved as the tense relationship between Francis I and Charles V made it very difficult to hold a position of neutrality. The foreign policy was effective on the short term as it did more than once give useful results; the advantage of this was that it meant that if there was a problem, with the foreign policy it could be easily adapted to benefit England. Therefore the incoherency and lack of structure in the foreign policy for England led to a policy that was best suited to the ever changing centre of power for Europe from 1515 to 1529.
Thursday, November 14, 2019
The Overwhelming Essay -- Character Analysis, Jack, Dr. Gansana
In The Overwhelming, Mizinga says to Jack, "One is defined by what one is against. And who. To struggle against these people, to fight for what is yours. To suffer and yet to struggle on: This is what makes life precious. And brings understanding (p 76-77)". Within the three novels that will be discussed in this essay, the aforementioned quote highlights the dilemma that each protagonist faces on his way from innocence to maturation (word choice). In The Overwhelming, the protagonist, Jack travels to Rwanda during the onset of the Rwandan genocide. In search of his friend, Dr. Gansana, Jack learns that the workings of Rwanda is nothing like his home country, and experiences firsthand the brutality that would occur over the following weeks. He must make a decision between his son and his friend, and ultimately chooses his son, leading to the death of his friend. The Innocent, by Ian McEwan, Leonard, a sheltered adult, travels to a post World War 2 German for work. He encounters games of espionage, and what can be called love. This connection takes him from adolescence to maturation, to the point where he inadvertently commits murder. Lastly, Native Son, by Richard Wright, tells the story of Bigger, an African American youth, who faces external strife from his immediate environment. In a racially discriminating America, Bigger commits murder and is freed. He goes from being inhibited and beaten down by his environment, to attain a sense of freedom. With this said, all these men encounter murder, whether the decisions made were deliberate or inadvertent. While their reactions are different, it can be seen that murder transforms their innocence or contributes to the loss of it. In The Overwhelming, Jack Exley enters Rwanda with inte... ...k man in America. While he also kills Bessie, she has less of an effect because she is African American as well. Despite this, Bigger still commits murder. Fletcher states, "You are liable for murder if (1) you act (2) intentionally (3) to bring about the death of (4) a living human being, and you are not acting in (5) self-defense or while (6) insane (Fletcher, 97)â⬠. In Biggerââ¬â¢s case, he is guilty for both murders. The murder of Mary was accidental but he disposed of her body in brutal fashion. This fashion however was out of fear of being caught. Because of the racial difference, it was very likely that Bigger would get in trouble for being caught with Mary, if not worse, lynched. His murder of Bessie revolved around the fact that she may have given him away to the police. With this said, it is clear these murders revolve around the fear of being caught.
Monday, November 11, 2019
A Study Of Anatomy And Psychology Essay
The procedure in lifting the leg to climb a stair is a complex one which involves a huge amount of technology inter-transfer between the brain and the eventual skeletal muscle. There is initiation of the movement at the brain which is transmitted via specialized white fibre tracts to the hip flexors via the intermediate spinal cord, involving a very complex mechanism at the cellular level à The initiation of theà process is at the motor cortex (Ms I) of the brain. The primary motor area is located at the precentral gyrus of the frontal lobe. The area controlling the motion of the lower limbs lies towards the superior surface of the brain. Within this area lies the cell body of the primary neuron. These neurons are known as upper motor neurons (UMN). These UMNs receive modulating impulse from the inputs from the cerebellum and the basal ganglia via the extrapyramidal pathways. These tracts modulate the gross movement initiated at the frontal cortex. In turn these areas are modulated by afferent signals from ascending spino cerebellar, and spino-thalamic pathways. The complex the signal initiated at the nucleus of the cell body is transmitted electronically via the axon of the myelinated neuron via the mode of salutatory conduction. The myelin sheath which surrounds the axon of nerves that involve fast transport, breaks at intermediate regions known as Nodes of Ranvier. The electrical impulse moves inà a jumping manner at these nodes nerve transmission as a neural impulse, generated by the formation of a nerve action potential. Like all excitable tissue, nerves maintain a resting membrane potential that is the difference of voltage across the membrane of the neuron. In neurons this value isà ââ¬â 70 mV. This voltage difference is maintained by the Na/K pump on the membranes. This impulse generated at the axon hillock is transmitted via the depolarizing phase which allows sodium ions ingress into cells via opening of the Na channels. This entry of Na in one portion allows activation of other Na channels, causing depolarization of the adjacent region of the neuron. Subsequently repolarization occurs via the opening of K channels, which restores the membrane potential. Thus this process continues which allows the transmission of impulse. Many such nerves together descend as the descending cortico spinal tract in the pyramidal system, which travels through the midbrain into the spinal cord, decussating at the level of midbrain( 90% of the fibres decussating and forming the lateral spinothalamic tract) and again at the level of spinal cord ( the other 10%, forming the anterior spinothalamic tract) . It is the former which is responsible for the lower limb movements. The cortico-spinal tract travels in the anterior horn cell of the spinal cord till the lumbar level where they synapse with the spinal ventral root neuron (lower motor neuron). A single post-synaptic neuron receives signals from many neurons. At the axon terminal, the propagation of impulses leads to release of neurotransmitters, which are stored in specialized vesicles. The released Ach diffuses into the synaptic cleft and binds with receptors on the post synaptic membrane to produce excitatory post synaptic potentials. This leads to generation and propagation of impulse in nerves which are destined to innervate the neuro-muscular junction. At the neuro-muscular junction, Ach is released, which diffuses into the synovial cleft and binds to receptors in the motor end plate, and triggers a muscle action potential. The released Ach is destroyed by the acetylcholinestrase. At the level of the sarcolemma of the muscles, the muscle AP travels along T-tubules, opening Ca release channels in the sarcoplasmic reticulum. Ca binds to troponin-tropomysin complex, which releases the myosin heads, these then bind to the actin thin filaments, and draws them closer to the M line. Meanwhile bringing the Z disc closer. This leads to muscle fibre contraction. This is a self propagating sequence eventually leading to the contraction of ilio-psoas muscle, which causes the flexion of thigh on the pelvis. Each nerve fibre innervates many musle fibres ( about 150). This isà the motor unit. The greater the number of motor units recruited by the nerve action potential, the greater the force of contraction of the muscles. In the spinal cord, nerve impulse travels along the lumbar plexus (L1-L5) to innervate the iliopsoas ( hip flexion- ilio-inguinal nerve), biceps femors, semitendinosus and semimembranosus ( knee flexion ââ¬â sciatic nerve), ankle flexors ( EHl, EDL, TA ââ¬â tibial nerve), leading to the person climbing the step. This excitatory impulse is also associated with the production of inhibitory action potential ( hyperpolarizing impulse) in the antagonists (eg the glutei, which must relax to allow flexors to act. In the event of raising of the upper limb above the head, to lift a book, the impulse travels along the cortico spinal tract till the level of the cervical cord to synapse with the lower motor neurons of the brachial plexus ( C3-T1). From here the nerve impulses travel to shoulder elevators ( supraspinatus, deltoid, trapezius, and latissimus dorsi)- posterior cord ), elbow extensor ( triceps and anconeus ââ¬â radial nerve) wrist extensor ( ECRL, ECRB ââ¬â radial nerve), finger flexors ( FDS, FDP ââ¬â median nerve and the ulnar nerve)à and the intrinsics ââ¬â ulnar nerve and the median nerve)
Saturday, November 9, 2019
Ethic In Psychotheraphy “Easily within our reach”
Barnett, J. E. (2008) The ethical practice of psychotherapy: easily within our reach. Journal of Clinical Psychology, 64(5), 569-575. The main purpose of this article isâ⬠¦ [State as accurately as possible the authorââ¬â¢s purpose (goal, intention, desired outcome) for writing this article] To inform psychotherapists that with all the different strategies an dilemmas they deal with that they have to always go by the APA ethics codes and the state laws an always protect your clients and yourself.The problem to be solved isâ⬠¦ [Identify the problem or issue the author is addressing in this article] In everyday life we have ethical dilemma issues, but when youââ¬â¢re in psychotherapists shoes you have to watch how you address these issue. You have to go by the APA ethic codes and the state laws. The point of view of the author isâ⬠¦ [Identify the authorââ¬â¢s position or point of view in this article; who or what group does he represent?]Psychotherapists can adopt t o several strategies in their efforts to practice ethically, these include positive or aspirational ethics, risk management, and defensive practice. (Barnett, 2007) The information the author provides to support his position isâ⬠¦ [How do we know there is a problem? What evidence is there that this problem exists? ] The author J.E Barnett has several different psychotherapistsââ¬â¢ case examples such as: ââ¬Å"Informed Consent to Psychotherapy: Protecting the Dignity and Respecting the Autonomy of Patientsâ⬠; ââ¬Å"Can You Keep a Secret? Confidentiality in Psychotherapyâ⬠and other ââ¬Å"Psychotherapy Termination: Clinical and Ethical Responsibilities. To show you these different ethical dilemma issues. The main conclusion[s] in this article areâ⬠¦ [Identify the key conclusions or solutions to the problem the author provides in this article] To provide a solid foundation for ethical practice.And how to try not to prevent these dilemmas, how to respond to thes e types of dilemmas and to check the ethic of codes and the laws and to protect you and more importantly your client. If we accept the authorââ¬â¢s line of reasoning, the implications areâ⬠¦ [What possible or probable consequences does the authorââ¬â¢s argument imply for the practice of psychotherapy? ] For psychotherapists to always serve the best interests of every psychotherapists and even more important , the best interests of our clients. Ethic In Psychotheraphy ââ¬Å"Easily within our reachâ⬠Barnett, J. E. (2008) The ethical practice of psychotherapy: easily within our reach. Journal of Clinical Psychology, 64(5), 569-575. The main purpose of this article isâ⬠¦ [State as accurately as possible the authorââ¬â¢s purpose (goal, intention, desired outcome) for writing this article] To inform psychotherapists that with all the different strategies an dilemmas they deal with that they have to always go by the APA ethics codes and the state laws an always protect your clients and yourself.The problem to be solved isâ⬠¦ [Identify the problem or issue the author is addressing in this article] In everyday life we have ethical dilemma issues, but when youââ¬â¢re in psychotherapists shoes you have to watch how you address these issue. You have to go by the APA ethic codes and the state laws. The point of view of the author isâ⬠¦ [Identify the authorââ¬â¢s position or point of view in this article; who or what group does he represent?Psychotherapists can adopt to several strategies in their efforts to practice ethically, these include positive or aspirational ethics, risk management, and defensive practice. (Barnett, 2007) The information the author provides to support his position isâ⬠¦ [How do we know there is a problem? What evidence is there that this problem exists? BusinessThe author J.E Barnett has several different psychotherapistsââ¬â¢ case examples such as: ââ¬Å"Informed Consent to Psychotherapy: Protecting the Dignity and Respecting the Autonomy of Patientsâ⬠; ââ¬Å"Can You Keep a Secret? Confidentiality in Psychotherapyâ⬠and other ââ¬Å"Psychotherapy Termination: Clinical and Ethical Responsibilities. To show you these different ethical dilemma issues. The main conclusion[s] in this article areâ⬠¦ [Identify the key conclusions or solutions to the problem the author provides in this article] To provide a solid foundation for ethical practice.And how to try not to prevent these dilemmas, how to respond to these types of dilemmas and to check the ethic of codes and the laws and to protect you and more importantly your client. If we accept the authorââ¬â¢s line of reasoning, the implications areâ⬠¦ [What possible or probable consequences does the authorââ¬â¢s argument imply for the practice of psychotherapy? ] For psychotherapists to always serve the best interests of every psychotherapists and even more important , the best interests of our clients.
Thursday, November 7, 2019
Fear - Argumentum ad Baculum
Appeal to Force/Fear - Argumentum ad Baculum The Latin term argumentum ad baculum means argument to the stick. This fallacy occurs whenever a person makes an implicit or explicit threat of physical or psychological violence against others if they refuse to accept the conclusions offered. It can also occur whenever its claimed that accepting a conclusion or idea will lead to disaster, ruin, or harm. You can think of the argumentum ad baculum as having this form: Some threat of violence is made or implied. Therefore, the conclusion should be accepted. It would be very unusual for such a threat to be logically relevant to the conclusion or for the truth-value of a conclusion to be made any more likely by such threats. A distinction should be made, of course, between rational reasons and prudential reasons. No fallacy, the Appeal to Force included, can give rational reasons to believe a conclusion. This one, however, might give prudential reasons for action. If the threat is credible and bad enough, it might provide a reason to act as if you believed it. It is more common to hear such a fallacy in children, for example when one says If you dont agree that this show is the best, Ill hit you! Unfortunately, this fallacy isnt limited to children. Examples and Discussion of the Appeal to Force Here are some ways in which we sometimes see the appeal to force used in arguments: You should believe God exists because, if you dont, when you die you will be judged and God will send you to Hell for all of eternity. You dont want to be tortured in Hell, do you? If not, it is a safer bet to believe in God than to not believe. This is a simplified form of Pascals Wager, an argument often heard from some Christians. A god is not made any more likely to exist simply because someone says that if we dont believe in it, then we will be harmed in the end. Similarly, belief in a god is not made any more rational simply because we are afraid of going to some hell. By appealing to our fear of pain and our desire to avoid suffering, the above argument is committing a Fallacy of Relevance. Sometimes, the threats can be more subtle, as in this example: We need a strong military in order to deter our enemies. If you dont support this new spending bill to develop better airplanes, our enemies will think we are weak and, at some point, will attack us - killing millions. Do you want to be responsible for the deaths of millions, Senator? Here, the person doing the arguing isnt making a direct physical threat. Instead, they are bringing psychological pressure to bear by suggesting that if the Senator does not vote for the proposed spending bill, s/he will be responsible for other deaths later on. Unfortunately, no evidence is offered that such a possibility is a credible threat. Because of this, there is no clear connection between the premise about our enemies and the conclusion that the proposed bill is in the countrys best interests. We can also see the emotional appeal being used - no one wants to be responsible for the deaths of millions of fellow citizens. The Appeal to Force fallacy can also occur in cases where no actual physical violence is offered, but instead, just threats to ones well being. Patrick J. Hurley uses this example in his book A Concise Introduction to Logic: Secretary to boss: I deserve a raise in salary for the coming year. After all, you know how friendly I am with your wife, and Im sure you wouldnt want her to find out whats been going on between you and that sexpot client of yours. It doesnt matter here whether anything inappropriate has been going on between the boss and the client. What matters is that the boss is being threatened - not with physical violence like being hit, but rather with his marriage and other personal relationships being destabilized if not destroyed.
Tuesday, November 5, 2019
Qué esperar cuando un migrante es detenido por la migra
Quà © esperar cuando un migrante es detenido por la migra En Estados Unidos, los migrantes indocumentados pueden ser detenidos por las autoridades migratorias. Adems, en casos especà ficos los migrantes que se encuentran legalmente en el paà s pueden tambià ©n ser detenidos e iniciarse contra ellos un proceso de deportacià ³n. Puntos clave: migrantes detenidos ICE puede detener a migrantes legales por felonà as y a los indocumentados por felonà as o violaciones migratorias. Estar ilegalmente en EE.UU. es una violacià ³n migratoria.ICE decide quià ©n espera detenido a que se resuelva su caso o cundo pide fianza, entrega un grillete o da libertad bajo palabra. Los migrantes pueden pedir una vista para fianza ante un juez.En la actualidad, los casos de deportacià ³n que se resuelven en corte migratoria se demoran una media de ocho aà ±os.Los tiempos varà an segà ºn la ubicacià ³n de la Corte. à ¿Cules son las causas por las que los migrantes pueden ser detenidos por Inmigracià ³n? Las causas de la detencià ³n dependen del estatus migratorio del migrante. Asà , los residentes permanentes legales solo pueden ser detenidos por las autoridades migratorias si comenten ciertas felonà as. Por otra parte, otros extranjeros con estatus legal en EE.UU. pueden tener problemas migratorios por cometer delitos o violaciones migratorias. Por à ºltimo, los migrantes indocumentados pueden ser detenidos por delitos o violaciones migratorias o, simplemente, por carecer de estatus migratorio legal en el paà s. à ¿Cundo puede detenerse a un migrante y quià ©n? Los migrantes pueden ser detenidos por ICE o por otra autoridad y puestos posteriormente a disposicià ³n de ICE. Por ejemplo, los indocumentados pueden ser detenidos al cruzar ilegalmente la frontera, al presentarse sin papeles en un puesto fronterizo y reclamar asilo, en una inspeccià ³n por ICE de lugares de trabajo, en retenes en carretera a menos de 100 millas de la frontera, en controles en las cortes migratorias, etc. Cabe destacar en este punto que ninguna autoridad puede ingresar en los hogares de un migrante si no tiene una orden de arresto emitida por un juez. Tambià ©n pueden ser detenidos si son arrestados por cualquier autoridad local o estatal por delitos y tambià ©n por faltas, como por ejemplo manejar bajo la influencia del alcohol. Despuà ©s de ese arresto, se le toman las huellas digitales y se comparan con bases de datos federales. En ese momento, Inmigracià ³n puede detectar si la persona arrestada tiene una orden de deportacià ³n pendiente, tiene un I-94 expirado o carece de rà ©cord migratorio, lo cual en el caso de ser extranjero podrà a indicar que ingresà ³ al paà s ilegalmente Cuando Inmigracià ³n detecta uno de estos casos puede decidir emitir un hold o detainer que significa que la autoridad local o estatal debe retener ese migrante por un plazo mximo de 48 horas y entregarlo a ICE, si ese es el interà ©s de esta agencia. Sin embargo, en las autoridades locales o estatales pueden decidir no cumplir con ese hold. Finalmente, los residentes permanentes legales pueden ser detenidos por ICE al acabar de cumplir una sentencia penal. Trmites inmediatos cuando ICE detiene a un migrante Una vez que un migrante est bajo custodia de ICE, como regla general, esto es lo que sucede: el agente a cargo del caso llena formularios burocrticos de carcter internose llenaà un informe que es el equivalente al reporte del arrestose toma la foto del arrestadoy tambià ©n se le toman las huellas digitales A continuacià ³n se comprueban las fotos y las huellas contra dos bases de datos enormes: IAFIS, que es del FBI, e IDENT que es del Departamento de Seguridadà Interna (DHS, por sus siglas en inglà ©s). En aproximadamente en un par de horas se obtienen los resultados y asà se sabe si la persona arrestada tiene un pasado criminal, de violaciones migratorias, si ha utilizado otro nombre, si est buscado por las autoridades, etc. Sin embargo, ICE no realiza dichos trmites cuando el migrante ya està © identificado. Por ejemplo, cuando est ya en la crcel o cuando se notifica a Inmigracià ³n de que ha sido arrestado o detenido y las autoridades migratorias emiten un detainer o hold. Decisiones de ICE: detenido o en libertad ICE toma dos decisiones que son fundamentales. Por un lado, decide cules son los cargos, es decir, de quà © se le acusa al inmigrante. Por otro lado, ICE decide si deja en libertad al migrante mientras se tramita su caso y si le pide una fianza o establece otro medio de control,à o, por el contrario, debe continuar detenido mientras no se resuelve su situacià ³n. Para decidir si se le deja en libertad o no se tienen en cuenta factores como: el riesgo que el arrestado puede ser para la sociedad. Asà , los criminales van a quedar detenidos.el riesgo de que el arrestado se escape o de que no se presente a una cita con las autoridades de inmigracià ³n. ICE suele dejar en libertad a los residentes permanentes legales que han sido detenidos por una accià ³n que no es un delito agravado. Tambià ©n quedan frecuentemente en libertad mientras se tramita su caso las embarazadas y mujeres o familias acompaà ±adas por nià ±os que acaban de cruzar ilegalmente la frontera. Asimismo, los cuidadores principales de una persona que no puede valerse por sà mismas. Y, finalmente, los indocumentados que llevan tiempo viviendo en Estados Unidos pero no tienen rà ©cord criminal ni orden previa de deportacià ³nà y se considera que no son un riesgo de fuga. Por ejemplo, porque tienen hijos que son ciudadanos estadounidenses. El hecho de que frecuentemente esas categorà as de personas sean puestas en libertad no quiere decir que las autoridades migratorias està ©n obligadas a hacerlo. En la prctica, hay adems otras consideraciones, como por ejemplo, el nà ºmero de camas disponibles en un determinado momento en los centros de detencià ³n. Cabe destacar que los migrantes pueden ser enviados a centros alejados de su lugar de residencia o del punto por el que ingresaron ilegalmente al paà s. Si ICE pone en libertad al migrante mientras se resuelve caso Pueden darse los siguientes supuestos: OR: es decir, se le deja libre hasta que se resuelva el caso siendo suficiente la palabra del inmigrante de que no va a ignorar las citaciones de Inmigracià ³n.à Brazalete o grillete en el tobillo de vigilancia o lo que se conoce en inglà ©s como Alternative to Detention (ATD). En la prctica supone una situacià ³n de arresto domiciliario. Adems, son frecuentes las quejas por incomodidad o heridas que causan en el tobillo. Otras formas de control de que el migrante en libertad con caso pendiente no se desaparece son el uso de telà ©fonos que reconocen la voz o de aplicaciones que realizan reconocimientos faciales. Fianza migratoria: no puede ser inferior a los $1,500 pero puede ser muy superior a esa cantidad. Antes de dejar a una persona libre bajo fianza se mira y mucho si tiene historial criminal. Los extranjeros que no son residentes permanentes legales y que han cometido un delito considerado agravado no pueden beneficiarse de las fianzas. Si no se tiene el dinero para una fianza, es posible acudir a una empresa autorizada para este tipo de asuntos. Sin embargo, cabe destacar que las condiciones pueden ser duras. Frecuentemente exigen que el migrante lleve un grillete con GPS que comunica a la empresa en todo momento donde se encuentra. Los migrantes pueden verse forzados a firmar contratos largos en inglà ©s que no entienden y a pagar una cuota de inicio de contrato, el 20 por ciento del total de la fianza ms $420 al mes por el uso del grillete. Si ICE decide que el migrante debe seguir detenido Todos los migrantes pasan a estar bajo la custodio del ICE en su rama que se conoce como ERO (Office of Enforcement Removal Operations). ERO tieneà centros de detencià ³n repartidos por todo el territorio de los Estados Unidos, si bien la mayorà a est en los estados fronterizos con Mà ©xico. Los centros de detencià ³n pueden pertenecer al gobierno federal, a los estados o departamentos policiales locales e, incluso, a empresas privadas.à Los detenidos son distribuidos segà ºn el nà ºmero de espacio disponible en cada centro de detencià ³nà y tambià ©n teniendo en cuenta: si son menores que han llegado sin la compaà ±Ã a de un adulto y han sido arrestados tras cruzar ilegalmente la frontera.se separa hombres de mujeresà y tambià ©n se intenta separarà a los que tienen un pasado criminal de los que no lo tienen La consecuencia de ello es que personas arrestadas, por ejemplo, cruzando ilegalmente en Texas, se las envà a a un centro de detencià ³n en Arizona (alejado, pero tambià ©n en la frontera sur) o se les embarca en un vuelo y se les envà a a un lugar tan lejano como puede ser Massachusetts. Si estn detenidos podrn realizar una llamada local gratuita a un familiar, abogado o ONG. A continuacià ³n deber pagar por todas las llamadas, para lo cual los familiares pueden enviarle dinero al centro de detencià ³n. En este punto, el migrante que permanece detenido puede solicitar a una vista ante un juez migratorio para que se establezca una fianza para quedar libre mientras se tramita el caso o para pedir una rebaja a la misma, si es que ya ha sido fijada. Cargos que se establecen contra el inmigrante Tanto si el migrante est detenido como si se le ha dejado en libertad, Inmigracià ³n inicia un procedimiento de deportacià ³n en su contra que puede ser notificado mediante uno de los dos documentos. Por un lado, una carta que se conoce como Notice of Appear (NTA). Se le puede dar al inmigrante en persona o enviarseà por correo. En la carta, adems de establecerse los cargos, se seà ±ala que debe presentarse en una corte de inmigracià ³n en fecha y hora estipulada.à Por otro, un Warrant of Arrest. Este es otro documento en el que se seà ±ala el tipo de acusacià ³n. Es muy comà ºn en los casos de indocumentados agarrados recià ©n ingresando ilegalmente a Estados Unidos. Tanto los que estn en libertad como los detenidos se enfrentan a un proceso de remocià ³n, que puede tomar formas distintas. Por ejemplo, deportacià ³n, salida voluntaria, procedimiento de remocià ³n rpido, etc. Va a depender del tipo de cargo, de la forma de llegada al paà s y, en este à ºltimo caso, de si tiene mucho tiempo de presencia en Estados Unidos y est asentado y no tiene rà ©cord criminal. El migrante, por su parte, puede estar de acuerdo o intentar ganar el caso solicitando un alivio como puede ser el asilo, VAWA, cancelacià ³n de la deportacià ³n, etc. En todos los casos, es aconsejable contactar con un buen abogado de migracià ³n porque su intervencià ³n es importante a la hora de incrementar las oportunidades para ganar un caso. Segà ºn un estudio del American Immigration Council, solo un 2 por ciento de los migrantes sin abogado ganan los casos de deportacià ³n. Consejos para comunicarse con un detenido y para obtener la mejor defensa Si se sospecha que una persona extranjera ha sido detenida y est bajo la custodia de las autoridades de inmigracià ³n existe un procedimiento para intentar averiguar su paradero. Si encuentra que est efectivamente recluido en un centro de detencià ³n y est en Texas, se puede buscar informacià ³n sobre detenidos como por ejemplo sobre cà ³mo comunicarse por telà ©fono. Adems es extremadamente importante buscar un abogado migratorio.à Para los migrantes que llevan muchos aà ±os en Estados Unidos, verificar si estn conà proteccià ³n 245(i) para migrantes con peticiones muy antiguas a su favor. Si no se puede pagar, hacer el esfuerzo de encontrar uno que actà ºe pro bono (sin cobrar) o al menos consultar con una organizacià ³n de apoyo a inmigrantes reputada.à En el caso de migrantes mexicanos, desde prisià ³n se puedeà marcar gratis al centro de la CIAM.à Entre otros servicios que brindan, el detenido puede solicitar que contacten con sus familiares en los Estados Unidos o Mà ©xico. Deportacià ³n desde los Estados Unidos Si se produce una deportacià ³n, es importante conocer culà es el castigo, si la intencià ³n del migrante es regresar a Estados Unidos. En algunas ocasiones ser posible solicitar el perdà ³n I-212. Incluso es posible que sea necesario pedir conjuntamente otro perdà ³n ms. En este punto es fundamental estar bien asesorados, ya que hay muchas personas sin escrà ºpulos que asegurar poder arreglar el problema a cambio de una importante cantidad de dinero y al final resulta que todo es un fraude. En todo caso, lo que hay que evitar es ingresar ilegalmente a Estados Unidos despuà ©s de una deportacià ³n porque eso produce una situacià ³n de prohibicià ³n permanente.à Este artà culo tiene una finalidad meramente informativa. No es consejo legal.
Saturday, November 2, 2019
Questions Assignment Example | Topics and Well Written Essays - 250 words - 38
Questions - Assignment Example However, the decision is in contrary to the philosophy of evolutionary marketing. This is because, the reason for short in the enrollment as earlier forecasted was not analyzed, thus decision to increase sales agents does not fulfill the concept of evolutionary marketing. The mission of the organization is just similar to almost all business organizations, which is quality service. In this case, it is quality invasive surgical service that the management aims to offer to the community. The service cannot market itself, as the management thinks. The quality should be marketed to the clients for them to understand the value attached to it. First, certain ailments that are preventable will be identified, and employees who prevent themselves from those diseases will be granted bonuses or reward. Secondly, the contribution for the employees from the employer will be invested for profit creation. Employees will be allowed to apply for a loan and repay at a lower interest rate. To compete aggressively with the other plans, the two approaches will create a market share for the
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